Ava Moreira

Ava Moreira founded CapitalCerto.com to explore the intersection of smart money tech, financial wellness, money psychology, and sustainable finance. Passionate about pragmatic, rational finance, Ava dedicates herself to assisting readers in making smarter, more informed financial decisions. Her writing style is pragmatic, intelligent, and dedicated to helping people build wealth with purpose and confidence.

How to Practice Mindful Spending and Strengthen Your Finances

Mindful spending is a strategy designed to help you make more sound financial decisions. It involves tracking spending habits, recognizing patterns, and understanding what truly matters to you. Discretionary spending includes non-essential items like entertainment, hobbies, and luxury purchases. As with all spending decisions, discretionary purchases should be limited and prioritized according to needs instead …

How to Build a Sustainable Investment Portfolio That Performs

Sustainable investing goes beyond simply the traditional financial goal of earning returns to taking into account both the social and environmental impact of an investment decision. There are multiple approaches available for pursuing such endeavors. Mutual funds, ETFs (exchange-traded funds), and stocks all fall into this category. Establish financial objectives that accurately mirror your principles …

Sustainable Finance Trends to Watch This Year

Business leaders face the challenging task of overcoming ESG backlash and making their sustainability efforts meaningful in 2024. There will be an increased emphasis on developing scalable models for renewable energy production and encouraging circular material use to meet emissions reduction goals. Continued pressure from investors will prompt us to provide disclosures regarding carbon-neutral operations. …